The 2015 Marketplace Open Enrollment Period Starts November 15th
Starting November 15, people needing health insurance coverage for 2015 will be able to shop, apply for, and enroll in a Marketplace plan. Persons enrolled in Marketplace plans in 2014 should review their coverage needs and eligibility for financial support in 2015. Starting November 1, BJC will be accepting appointments for counseling sessions with a Certified Application Counselor at a BJC hospital in your community.
BJC will have more complete information to share in early November about our participation in Marketplace plans in 2015. In the meantime, please see below for important information about the Marketplace and how to schedule your appointment come November.
Marketplace basics for 2015 Open Enrollment
Here are some important facts about the Marketplace and health insurance for 2015:
For persons who enrolled in a Marketplace plan in 2014:
The plans available on the Marketplace in 2015 will be different from those in 2014. Also, any changes to your income between 2014 and 2015 will affect your eligibility for subsidies. If you take no action, the Marketplace will renew your 2014 plan for 2015, and apply your 2014 subsidy to your 2015 premiums. To maximize your coverage and financial support in 2015, please re-apply for the Marketplace during the Marketplace Open Enrollment period.
How to apply
There are simple steps to sign up for health insurance through the Marketplace. Use this checklist to get ready. Then:
Want more help?
- Visit www.HealthCare.gov
- Create an account – Give your name, address and other basic information to get started
- Fill out the application – Provide more information about yourself and your family, such as household size, income and other information to see your plan options
- Compare – You can look at health insurance plans side-by-side and see if you qualify for lower premiums
- Get covered – Choose the plan that best meets your and your family’s needs
When Open Enrollment begins on November 15th, BJC hospitals will have Certified Application Counselors on site to help you apply. After November 1st, please call 855-747-4994 or email us to schedule an appointment between 11/15/14 and 02/15/15.
Use this checklist to help prepare for your appointment.
There are plenty of resources available online if you would like to learn even more about the Health Insurance Marketplace:
This video from the Kaiser Family Foundation provides a great overview of the Health Insurance Reform generally and the Marketplace specifically.
There are also a number of short videos on the Healthcare.gov YouTube channel including:
How premium subsidies work
- How cost-sharing subsidies work
- How to choose a plan in the Marketplace